Deductibles

OVERVIEW

Waypoint Mutual can provide deductible options from $500 up to $250,000 with aggregated limits available starting at the $25,000 deductible level. Please note that the availability of the deductible program and offerings varies by state.

An additional advantage of our deductible program is in our collateralization requirements. Policyholders who utilize the monthly pay-as-you-go premium payment method may not be required to collateralize a deductible option of $50,000 or less. Deductible levels over $50,000 will have collateral established based on the selected level and prior claims experience.

As more carriers move away from offering deductibles, we remain committed to providing meaningful options that create significant competitive advantages for both our agents and policyholders.